The case that the Federal Trade Commission (FTC) had filed against Walmart has progressed. On June 20, 2025, Walmart Inc. reached an agreement with FTC on a court case. The case, which was brought to the United States District Court, Northern District of Illinois, was an examination of the work of Walmart as an agent of transfer of money and how the company has combated frauds on the services it provides.
According to the deal, Walmart is bound to pay 10 million dollars to the FTC. Walmart must also maintain a program against fraud in which it identifies and prevents bogus money transfers and secures customers who send money via Walmart.
The FTC will dismiss the suit at least permanently, and this is referred to as dismissal with prejudice. Walmart did not acknowledge its guilt and never agreed with the initial assumptions of the FTC. Walmart adds that the existing compliance program will remain and continue to mitigate the risk of frauds in money transfers.
Fraud Controls Remain in Place Under Agreement
The case was initiated by the FTC that had investigated the role of Walmart as the agent of various money transfer brands. FTC claimed that Walmart failed to take sufficient actions to prevent fraudulent purchases, and it was particularly concerned with scam transactions with the help of money transfer services to defraud buyers. This settlement enables Walmart to escape the hassles of long court battles, which is given the assurance that the company observes its compliance regulations.
Walmart Inc. represents a widely known global trading company. The company made revenue of about 681 billion in the financial year which ended in 2025 and had an approximate number of 2.1 people working. Its services comprise groceries, general merchandise, financial products, and online-shopping. The settlement covers a limited section of the Walmart money transfer and incorporates operations which are required to be performed within the policies of the U.S financial regulations.
Walmart on its corporate web states that it continues to focus on fraud prevention even in its financial services. It also has been trying to address fraud prevention through its employees, system security, customer training and evaluation of its own agents on a regular basis. These measures have remained as part of the deal. Do visit the complete statement at corporate.walmart.com.
The Walmart FTC settlement is not isolated as the government has made various attempts of addressing retail money transfer fraud. Similar partners enforcement has been in form of other retailers operating under agency contracts with third party financial enterprises. The settlement allows Walmart to evade a protracted court battle and retain its position that it satisfied its obligations as regards to compliance.
